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「刷卡換現金」業者會和持卡人約在大賣場碰面，確認持卡人的身份之後，由持卡人向大賣場刷信用卡購買商品，再把商品賣給「刷卡換現金」業者，從業者手上拿到現金。若諮詢時衍生收費標準說不清楚或含糊帶過，也要小心，所有合法的借貸機構都應該在諮詢�

如何確認貸款公司的合法性？請檢查這兩項，第一：是否持有有效的營業執照或登記證，第二是否有固定的營業地點。只有確定是合法且正式註冊的貸款公司，才能安心借款。若諮詢時衍生收費標準說不清楚或含糊帶過，也要小心，所有合法的借貸機構都應該在諮�

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